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Giropay is a well-liked and secure online bank transfer payment method in Germany. As it’s widely used among German customers, they may anticipate it to appear as a payment choice at the checkout in your store. So if you vend in Germany or intend to expand your business, you may desire to include giropay payment method to your online shop. And in contrast to other payment methods, giropay has reduced fees.
At your store, giropay is arranged through Stripe, a straightforward and dependable payment gateway that enables you to obtain a range of payment methods from around the globe including credit cards, mobile wallets, and numerous other preferences your clientele favor.
To present giropay to your clientele at checkout, you need to associate Stripe account to your store and activate giropay in your Stripe account settings. If you do not possess a Stripe account yet, please refer to the list of Prohibited Businesses and Stripe Services Agreement before establishing a Stripe account.
Giropay operates only with Euro currency. You can adjust your store currency from the store admin, in Settings → General → Regional Settings → Currency.
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Setting up giropay
To initiate accepting payments with giropay in your store:
- From your store admin, proceed to Payment.
- Scroll down and select Choose Payment Method → giropay with Stripe.
- Choose Connect giropay. You’ll be directed to the Stripe website where you can sign in to your existing Stripe account or establish a new one.
If you create a new account, you’ll be required to complete the details concerning your business and following that Stripe will link to your store.
If you've already linked your Stripe account to your store, you just need to sign in to your Stripe account and giropay payment method will be appended to your store. Ensure giropay is enabled in your Stripe account. - Upon linking giropay via Stripe, you will be redirected from the Stripe website to your store. In the Payment method name at checkout field you can input the title under which customers perceive this payment method at checkout or maintain it as giropay.
- Confirm that the Enable this payment method at checkout setting is activated to showcase giropay at checkout.
- In the Payment instructions for customers field you can incorporate a description of the giropay payment method for your clientele, it will emerge at the checkout. For instance, you can append the remark that giropay is accessible solely for clientele with accounts in German banks.
Once all is configured, you can acknowledge payments with giropay in your online store.
Accepting giropay payments
Following setting up giropay in your store, your clientele will observe this payment option at your store checkout and can opt for it to settle their order utilizing their German online banking account. The moment clientele select giropay as a payment option, they will be directed to the giropay website to proceed with payment. Customers do not necessitate logging in to their bank accounts, they merely need to select their bank and giropay will redirect them to their online bank website to authorize a payment.
You can always verify what payment method has been utilized for an order by reviewing an order’s particulars in your store admin → My Sales → Orders. For a giropay payment method you will observe giropay in the payment details.