Stripe enables you to receive credit and debit card payments, establish recurrent subscriptions, and utilize the Purchase Now Pay Later business model with Klarna. Stripe also facilitates Apple and Google Pay, thus enabling customers to easily checkout with a single tap in your store.
Stripe is accessible in 47 countries including the USA, Canada, UK, Australia, Japan, and others. You can integrate various payment alternatives favored in the EU into your store, such as giropay, SEPA, iDEAL, Klarna.
Stripe applies a processing charge for each transaction processed through their system. It’s a 2.9% + 30¢ fee for a transaction in the US. Different countries have varying fees as detailed below.
Stripe processing fees
Stripe imposes a charge for each transaction occurring in your store. The fee varies depending on the country where your Stripe account is domiciled and where the card was issued.
In certain countries Stripe applies a fixed fee. For instance, in the United States and Canada the singular fee is 2.9% + .30¢ per transaction.
In other countries, Stripe applies domestic and international rates which are employed according to domestic and international cards respectively. Please note that if currency conversion is necessary, an additional 2% fee will be levied.
In the EU, Stripe also implements so-called UK rates specifically for cards issued in the United Kingdom.
Here’s a detailed overview of rates by countries:
Stripe transaction fees in North and South America
| Country | Fixed rates |
| Brazil | 3.99% + R$0.39 |
| Canada | 2.9% + C$0.30 |
| Mexico | 3.6% + MXN$3 |
| United States | 2.9% + 30¢ |
Stripe transaction fees in Europe
| Country | Domestic cards | International cards | UK cards |
| All EU countries with euro currency | 1.5% + €0.25 for standard European cards 1.9% + €0.25 for premium European Economic Area cards |
3.25% + €0.25 | 2.5% + €0.25 |
| Bulgaria | 1.5% + ЛВ0.50 for standard European cards 1.9% + ЛВ0.5 for premium European Economic Area cards |
3.25% + ЛВ0.50 | 2.5% + ЛВ0.50 |
| Czech Republic | 1.5% + 6.50Kč for standard European cards 1.9% + 6.50Kč for premium European Economic Area cards |
3.25% + 6.50Kč | 2.5% + 6.50Kč |
| Denmark | 1.5% + 1.80kr for standard European cards 1.9% + 1.80kr for premium European Economic Area cards |
3.25% + 1.80kr | 2.5% + 1.80kr |
| Hungary | 1.5% + 85Ft for standard European cards 1.9% + 85Ft for premium European Economic Area cards |
3.25% + 85Ft | 2.5% + 85Ft |
| Liechtenstein | 1.5% + CHF0.30 for standard European cards 1.9% + CHF0.30 for premium European Economic Area cards |
3.25% + CHF0.30 | 2.5% + CHF0.30 |
| Norway | 2.4% + 2kr for Norwegian and European Economic Area cards | 3.25% + 2kr | 3.25% + 2kr |
| Poland | 1.5% + 1zł for standard European cards 1.9% + 1zł for premium European Economic Area cards |
3.25% + 1zł | 2.5% + 1zł |
| Romania | 1.5% + 1LEU for standard European cards 1.9% + 1LEU for premium European Economic Area cards |
3.25% + 1LEU | 2.5% + 1LEU |
| Sweden | 1.5% + 1.80kr for standard European cards 1.9% + 1.80kr for premium European Economic Area cards |
3.25% + 1.80kr | 2.5% + 1.80kr |
| Switzerland | 2.9% + CHF0.30 for Switzerland cards | 3.25% + CHF0.30 | |
| United Kingdom | 1.5% + 20p for standard UK cards 1.9% + 20p for premium UK cards |
2.5% + 20p for EU cards |
Stripe transaction fees in Asia-Pacific and the United Arab Emirates
| Country | Fixed rate | Domestic cards | International cards |
| Australia | 1.75% + A$0.30 | 2.9% + A$0.30 | |
| Japan | 3.6% | ||
| Hong Kong | 3.4% + HK$2.35 | ||
| India | 2% for cards issued in India | 3% for cards issued outside India | |
| Malaysia | 3% + RM1.00 | ||
| New Zealand | 1.75% + A$0.30 | 2.9% + A$0.30 | |
| Singapore | 3.4% + $0.50 | ||
| Thailand | 3.65% + ฿10 | ||
| United Arab Emirates | 2.9% + AED1 |
Setting up Stripe
To configure Stripe in your store:
- Navigate to the Payment section from your store admin.
- Select Connect with Stripe. You’ll be redirected to the Stripe platform.
- Sign in to your existing Stripe account if applicable.
- Alternatively, input the required details to create a new Stripe account.
- Follow the instructions provided on the Stripe platform to finalize the setup process. Once completed, you will return to your store admin interface.
Upon completion, your online store will be linked to your Stripe account, enabling customers to make payments via Stripe.
Frequently Asked Questions
Where can I locate details about my transactions and transfers?
Upon a customer's payment using Stripe, funds are transferred to your Stripe account. You can find the transaction ID within the order details in your store admin under My Sales → Orders. Click on the transaction link to access further details in your Stripe account.
Is it possible to retain the customer's card information for future charges?
Indeed, this is feasible with Stripe. To activate this feature, navigate to your store admin → Payment → Stripe and toggle the “Save credit card details for later” option.
Subsequently, when a customer places an order in your store using Stripe, their details will be stored in your Stripe dashboard, allowing you to charge them at a later time using the “+ Create Payment” option.
Do I need to adjust product stock in my store admin after issuing a refund via Stripe?
Refunds processed in your Stripe account are automatically categorized as Refunded or Partially Refunded within your store admin, with fully refunded orders also restocking inventory. For partially refunded orders, manual stock adjustments are required.